You've got questions,
We've got answers.
If you have any questions, feel free to pass by at our locations, or give us a call at +297-5860448.
We are contracted with most international insurance carriers. If you don’t see your insurance carrier on our insurance and billing section, please give your health insurance plan provider a call to double check. The number can be found on your plan card. Service and benefit coverage vary based on geographic location. While we do accept certain travel insurance, at this time we do not accept UOAZV.
To get your specific copay cost amount for your visit, we’ll need to see your insurance card and verify the insurance carrier. We recommend that you call the member’s services number on the back of your insurance card and ask about coverage and co-payment fees for UCA visit.
Co-pays will typically be different than the co-pay amount for a primary care visit. If you don’t have time to call your insurance, we can determine the co-pay amount if your plan and coverage is verified upon check-in to your visit.
A co-pay, short for co-payment, is a fixed amount a healthcare beneficiary pays for covered medical services. The remaining balance is covered by the patient’s insurance company.
Co-pays typically vary for different services within the same plans, particularly when they involve services that are considered essential or routine and others that are considered to be less routine or in the domain of a specialist.
Co-pays for standard doctor visits are typically lower than those for specialists.
Note that copays for emergency room visits tend to be the highest.
A deductible is a fixed amount a patient must pay each year before their health insurance benefits begin to cover the costs.
After meeting a deductible, beneficiaries typically pay coinsurance—a certain percentage of costs—for any services that are covered by the plan. They continue to pay the coinsurance until they meet their out-of-pocket maximum for the year.
Co-pays and deductibles are just two parts of the health insurance equation.
In general, plans that charge lower monthly premiums have higher co-payments and higher deductibles. Plans that charge higher monthly premiums have lower co-payments and lower deductibles.
We have real-time insurance eligibility; however, there may be times when an insurance plan can’t be verified due to the following: The Payer ID not being accurate, The insurance plan is from a third party, The insurance provider eligibility system is not responding
If you were a patient at one our UCA centers in Aruba and have any billing questions or concerns please email us at [email protected] anytime or call us at +297-5860448.
Our typical phone hours are 9:30am-5pm PT,
Monday through Friday.